At Securian, we're 100% committed to bringing you the best value, service, programs and technology. It's our goal to help you achieve and exceed your financial objectives. When you're ready to choose a credit insurance and debt protection provider, the choice is clear: Securian.

• Credit Life Insurance reduces or pays off the insured balance on a loan if a borrower dies.
     • Full Term Life provides a benefit up to the full term of the loan.
     • Truncated Term Life* provides protection for a term of insurance that is less than the term of the insured loan.
  
  

• Credit Disability Insurance pays the loan payments (up to the contract limit) if a borrower becomes ill or disabled and is unable to work.
     • Full Term Disability provides a benefit up to the full term of the loan.
     • Critical Period Disability* provides a benefit limited to a specified maximum number of payments (for example a maximum of 12 months per occurrence).
     • Shared Disability* is a form of joint disability where two borrowers are each insured a percentage share of the monthly and total benefit amount.
  *In approved states

Debt Protection
Leading the way with this innovative product, Securian has earned the business of over 144 debt protection clients nationwide. We were one of the first to market with our consumer debt protection programs, and we continue to pioneer new applications for this flexible protection.

We recently conducted extensive client research to best assess the “drivers to success” in debt protection program design, pricing and income generation. The results from this study are evident in every program we build. Securian is committed to partnering with your credit union to design and implement successful programs. And we are one of few providers who will work with to you structure complete, combination (paired with an already successful credit insurance product) or a la carte (adding ancillary protection) programs. Whatever your debt protection need, Securian has the solution!

Securian offers an extensive selection of debt protection programs for all of your lending portfolios:

• ConsumerSafe Debt Protection for personal/consumer loans.
• EquitySafe Debt Protection for home equity loans and HELOCs.
• HomeSafe Debt Protection for first mortgage loans.
• EverSafe Debt Protection for all loan types.
• CreditSafe Debt Protection for credit card accounts.
• AutoSafe Debt Protection for indirect and direct auto loans.
• VentureSafe Debt Protection for commercial and agricultural loans.
• Custom Programs for unique business needs.

• Worksafe Debt Protection – a turn-key, contributory (lender paid) program. Download brochure.
• Securian Payment Assurance – non-contributory payment assurance program. Download brochure.

SPECIAL NOTE TO FLORIDA CREDIT UNIONS: Debt Protection is now approved in your state! Call us today for a regulatory update and to see if Debt Protection may provide a good fit for your credit union’s loan protection and income needs!

• Clearly experienced. We've been around since 1880 – keeping our promises for more than 125 years.
• Clearly consistent. We've demonstrated a long history of steady, stable growth. We focus on our clients' unique needs and long-term interests.
• Clearly customizable. We help you choose or create a program that works best for your situation. From a la carte options to choices that can be fully customized, our first priority is implementing a plan that maximizes your results.
• Clearly flexible. All our programs are designed and priced to best meet the income needs of our clients. We'll work closely with you to find options that deliver.