NAFCU's Financial Education Curriculum for Credit Unions
A curriculum for credit unions as adapted
from the FDIC program, Money Smart.
Chapters now available in Spanish. Click here to download.
Frequently Asked Questions:
What is Money Smart?
What are the ten chapters in the curriculum?
What instructional materials are found within each chapter?
How do I download this FREE curriculum?
Q: What is Money Smart?
The Money Smart curriculum was developed by the FDIC to help young adults enhance their financial skills and develop positive relationships with financial institutions. NAFCU has teamed up with the FDIC to further distribute this unique education program to member credit unions. This ten chapter program has been adapted from the original FDIC version to better reflect the services and terminology used by credit unions. Credit unions are encouraged to incorporate the curriculum into their own financial education programs and to adjust the content depending on the credit union's specific goals.
Q: What are the ten chapters in the curriculum?
All ten chapters are now available! (Look for the NEW! symbol below.) To download these chapters now, click here to visit the download page.
1. Credit Unions: Here to Serve You
This chapter provides an introduction to financial services, explains basic terms, and provides an overview of the differences between credit unions and other financial institutions.
2. Borrowing Basics
This chapter introduces basic lending terms, types of loans, and explains the benefits of credit and importance of using credit wisely.
3. Check It Out - NEW!
In addition to explaining the benefits and responsibilities of a checking account, this chapter outlines the elements of a check register, how to endorse a check, and more.
4. Money Matters - NEW!
An important overview of handling money, this chapter addresses issues such as budgeting, handling expenses, and tips on recordkeeping.
5. Pay Yourself First
Highlighting the benefits and importance of saving, this chapter provides savings tips and techniques, and describes different kinds of savings accounts and investments.
6. Keep It Safe - NEW!
This chapter addresses important topics such as identity theft, keeping safe records, and the risks involved in using predatory lenders.
7. To Your Credit - NEW!
This chapter introduces the importance of good credit, how to obtain a credit report, how to repair an incorrect credit report, and steps to take to improve credit.
8. Charge it Right - NEW!
Explaining the benefits and the risks of credit, this important chapter is an introduction to credit and helps students learn how to use credit wisely.
9. Loan to Own - NEW!
This chapter introduces the many different kind of loans available and how the lending process works.
10. Your Own Home - NEW!
From completing the loan application to settling on the property, this chapter takes the student through the important basics of purchasing a home.
To download these chapters now, click here to visit the download page.
Q: What instructional materials are found within each chapter?
Each of the three available chapters include:
Instructor Guide - Includes instructor cues, group exercises, and talking points.
Take-Home Guide - A tool that allows each student to follow along with the curriculum. Each guide also includes all exercises and a glossary of terms.
Slide Presentation - Simple Power Point presentations provide the instructor with an effective and informative visual aid for the students.
How do I download this FREE curriculum?
For details on how to download these files, click here to visit the download page. Or, download the files here using the links under "Related Files" below.
The curriculum consists of PDF documents for each of the three Take Home Guides and Instructor Guides. You must have Acrobat Reader to view and save these documents. (Acrobat Reader is a free download available at the bottom of this page.) The curriculum also includes PowerPoint presentations for each of the slide presentations. You must have PowerPoint installed to view and save these documents.
Related Files
Borrowing Basics Slide Presentation (Microsoft PowerPoint Presentation)
Borrowing Basics Instructor Guide (Adobe PDF File)
Borrowing Basics Take Home Guide (Adobe PDF File)
Credit Unions: Here to Serve You Instructor Guide (Adobe PDF File)
Credit Unions: Here to Serve You Take Home Guide (Adobe PDF File)
Credit Unions: Here to Serve You Slide Presentation (Microsoft PowerPoint Presentation)
Pay Yourself First Slide Presentation (Microsoft PowerPoint Presentation)
Pay Yourself First Instructor Guide (Adobe PDF File)
Pay Yourself First Take Home Guide (Adobe PDF File)
Charge It Right Instructor Guide (Adobe PDF File)
Charge It Right Slide Presentatoin (Microsoft PowerPoint Presentation)
Charge It Right Take Home Guide (Adobe PDF File)
Keep It Safe Instructor Guide (Adobe PDF File)
Keep It Safe Slide Presentation (Microsoft PowerPoint Presentation)
Loan to Own Instructors Guide (Adobe PDF File)
Loan to Own Slide Presentation (Microsoft PowerPoint Presentation)
Loan to Own Take Home Guide (Adobe PDF File)
To Your Credit Slide Presentation (Microsoft PowerPoint Presentation)
Your Own Home Instructors Guide (Adobe PDF File)
Your Own Home Slide Presentation (Microsoft PowerPoint Presentation)
Your Own Home Take Home Guide (Adobe PDF File)
To Your Credit Instructor Guide (Adobe PDF File)
To Your Credit Take Home Guide (Adobe PDF File)
Keep It Safe Take Home Guide (Adobe PDF File)
Money Matters Presentation (Microsoft PowerPoint Presentation)
Check It Out Presentation (Microsoft PowerPoint Presentation)
Check It Out Instructors Guide (Adobe PDF File)
Check It Out Take Home Guide (Adobe PDF File)
Money Matters Instructor Guide (Adobe PDF File)
Money Matters Take Home Guide (Adobe PDF File)
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