Happy New Year and welcome to Horizon. The past year brought some good news for Discover® credit card issuers, ending with positive growth in overall credit card spending, according to estimates by Mercator Advisory Group. Be sure to read more of their predictions for the 2012 credit market in this issue.
More In This Issue:
- Can Co-Brand Cards Fill the Gap Created by the Declining Value of Checking and Debit Card Accounts?
- Washington Viewpoint
- Is the U.S. the Next Destination for Payment Card Fraud?
- Did You Know? FIS Adds Discover Network to Card Processing Capabilities
Read the full newsletter below.

Contact info at: www.nafcu.org/discover.