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A handful of issues in "pre-rule" and "proposed rule" stages are included on the Consumer Financial Protection Bureau's semiannual agenda of regulations, which was published in Monday's Federal Register.

The one pre-rule item listed is a requirement under the Dodd-Frank Act is the reporting of information on credit applications from women- and minority-owned businesses. The agenda says further action is expected by October. It is planning to begin developing proposed rules on data to be collected, procedures, information safeguards and privacy protections.

The CFPB's Know Before You Owe initiative on mortgage disclosures is expected to result in a proposed rule by July, the agenda shows. The bureau will publish its proposed rule and model forms, which will combine the mortgage disclosures required under the Real Estate Settlement Procedures Act and Truth in Lending Act.

The bureau already published a final rule on remittances, though it has also issued a new proposal that would revise that. A final rule on TILA escrow account requirements for higher-priced mortgage loans is slated for September, while the ability-to-repay rule is expected in April.

NAFCU has remained in ongoing contact with CFPB officials and staff on the rules it promulgates with an eye toward mitigating the added regulatory burden for credit unions.

A more comprehensive look at the CFPB's regulatory plans can be found on the bureau's website, according to today's NAFCU Compliance Blog entry.