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The December issue of the NAFCU Economic & CU Monitor looked at credit unions' practices with prepaid cards and also found that NAFCU members anticipate growth in 2015.

Most respondents to the ECUM survey questions on prepaid cards said they are already in compliance with proposed regulations from CFPB: 80 percent are currently extending Regulation E's limited liability and error resolution protections to prepaid products; and 53.3 percent limit losses when prepaid cards are stolen or lost.

As for membership growth expectations, respondents in each asset class predicted increases in membership and share growth in the coming year. NAFCU's research team forecast a slight decline in industry member growth to 2.7 percent and a slight increase in share growth to 4.2 percent.

Respondents also expressed optimism about loan growth in 2015. Respondents with assets in the range of $100 million to $500 million showed the most optimism. NAFCU researchers predicted a slight slowing of loan growth to 9.5 percent, with most growth concentrated in consumer lending.

The next Monitor focuses on CFPB and overregulation. The deadline for survey participation is Jan. 2, 2015; survey links are available on NAFCU's website.