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CFPB put out its biannual rulemaking agenda in which it details potential rules affecting credit unions on payday loans, debt collection and overdraft fees.

For payday loans, the bureau said it is considering "what rules may be appropriate" and considering its research and data on the topic as it conducts further research.

CFPB said it received more than 23,000 comments on its notice of proposed rulemaking on debt collection released in November 2013, and it is considering rulemaking in that area. It is also considering rulemaking on overdraft services.

With regard to rulemakings already finalized or in progress, the bureau lists:

• for mortgages, the bureau's proposal to amend Regulation C, which implements the Home Mortgage Disclosure Act, and its final rule consolidating mortgage disclosures under the Truth in Lending Act/Real Estate Settlement Procedures Act, which goes into effect Aug. 1, 2015;
• for privacy disclosures, its final rule released in October, which allows financial institutions to post notices online;
• final rules defining "larger participants" in the international money transfer and auto lending markets plus previous rules defining larger participants in debt collection, credit reporting and student loan servicing.