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The Federal Housing and Finance Agency on Monday announced the maximum conforming loan limits for mortgages acquired by Fannie Mae and Freddie Mac in 2015 will stay at $417,000 for one-unit properties throughout most of the nation.

FHFA published a list of the 2015 maximum conforming loan limits for all the counties and equivalent areas in the U.S. FHFA noted that in 46 counties, loan limits will rise because those areas experienced increases in local home values.

NAFCU, in the past, has urged FHFA to not decrease the size of mortgages permitted to be financed by government-sponsored enterprises Fannie Mae and Freddie Mac, arguing that the Housing and Economic Recovery Act of 2008 prohibits loan limits from decreasing below the current level of $417,000.

HERA sets maximum loan limits as a function of median home values.