Pentegra Retirement Services is NAFCU Services' Preferred Partner for qualified retirement plans for credit unions and their employees. With over 65 years of experience in managing retirement programs, Pentegra provides a diverse array of retirement products including 401(k), Defined Benefit Pension and Profit Sharing for community-based financial institutions nationwide.
An independent, not-for-profit cooperative, Pentegra manages over 2,500 retirement plans and more than $8 billion in retirement plan assets for community-based financial institutions and organizations nationwide. We’re focused on bringing value-added retirement plan capabilities to credit unions that are usually available only to large corporate and public retirement plans.
Pentegra’s retirement programs are designed to help credit unions improve retirement plan effectiveness, attract and retain quality employees and build a competitive advantage with unique retirement plan solutions designed exclusively for your industry. Pentegra offers the added advantage of more than 65 years of community-based financial institution retirement plan “best practices” and a user-board of directors comprised of clients—delivering a level of retirement plan oversight that is unmatched.
Pentegra’s retirement programs offer distinct advantages for credit unions, including Pentegra’s unique fiduciary role, which relieves credit unions and their boards of the fiduciary responsibilities associated with sponsoring a retirement plan.
401(k), Profit Sharing Services
Full service defined contribution plan services including custom plan design, plan consulting, plan document services, administration and recordkeeping services, legal and compliance services, government filings and tax reporting investment management and trustee services, unique fiduciary services, plan education and communication services, including 24/7 account access.
Defined Benefit Pension Plan Services
Full service pension plan services including custom plan design, plan consulting, plan document services, administration and recordkeeping services, actuarial services, legal and compliance services, investment management and trustee services, unique fiduciary services, plan education and communication services.
Private Label Retirement Programs
Full service, fully branded private label retirement programs for credit union to offer their commercial customers with a highly customized platform that includes a broad array of services, the ability to support a wide range of plan types, a flexible investment platform and complete control over branding and distribution.
As a Preferred Partner of NAFCU Services, Pentegra offers NAFCU members a full array of qualified retirement product offerings, industry expertise and credit union-focused solutions.
- 65 years of experience in working with community-based financial institutions
- Independent, cooperative approach
- User Board of Directors made up of participating members delivers an unparalleled level of oversight
- Unique fiduciary role
- True full service retirement programs—including combined defined benefit and defined contribution plan capabilities
- Customized plan communications that include 24/7 account access for plan sponsors and participants as well as onsite education meetings
NAFCU Member-only Benefits
As a credit union retirement plan specialist, Pentegra offers free retirement plan evaluations for NAFCU members. Complimentary plan reviews include comprehensive fiduciary compliance and fee analysis along with peer reviews and benchmarking.