2013 NAFCU Comment Letters

CFPB

November 22, 2013 - Know Before you Owe Field Hearing
November 22, 2013 - Amendments to Mortgage Rules

October 30, 2013 - Delay of Effective Dates of the CFPB’s Mortgage Rules

October 2, 2013 - Credit Card Field Hearing

July 22, 2013 - Amendments to Mortgage Rules 
July 17, 2013 - Small Creditor Exemption
 
July 3, 2013 - Changes to Regulation CC
 
June 7, 2013 - Small Creditor Exemption from the ATR/QM Rule
 
June 3, 2013 - Amendments to Mortgage Rules
 
May 22, 2013 - Delay of Effective Date of Credit Insurance Premiums Provision (Reg Z)
 
May 17, 2013 - Larger Participants of the Student Loan Servicing Market
 
May 7, 2013 - Field Hearing on the Student Loan Market
 
May 3, 2013 - Escrow Rule Amendments
 
April 2, 2013 - Request for Information Regarding Initiative to Promote Student Loan Affordability 
  
March 14, 2013 - Request for Information on Financial Products Marketed to College Students
 
March 14, 2013 - Guidance on Mortgage Related Issues
 
March 7, 2013 - OMB Quantitative Testing Integrated Disclosures
 
February 25, 2013 - Concurrent Proposal Ability to Repay, Qualified Mortgages

February 19, 2013 - Information Request regarding Credit Card Markets  
February 14, 2013 - Policy to Encourage Trial Disclosure Programs; Information Collection
 
January 30, 2013 - Joint Trade Comment Letter on Remittance Transfers 
 
January 30, 2013 - Remittance Transfers:  Substantive Proposed Changes
 
January 28, 2013 - Quarterly Submission of Credit Card Agreements
 
January 16, 2013 - Mortgage Rules Atlanta Field Hearing
 
January 15, 2013 - Joint Comment Letter on Proposed Delay of Effective Date of Remittance Transfer Rules
 
January 14, 2013 - Remittance Transfers Comment Letter RE: Delay

January 10, 2013 - Mortgage Related Rules (Field Hearing)
January 4, 2013 - Ability to Repay 

DOD

August 1, 2013 - Limitations on the Terms of Consumer Credit Extended to Service Members and Dependents

FASB

December 20, 2013 - Exposure Draft - Elimination of Certain Financial Reporting Requirements for DSEs
September 13, 2013 - Exposure Draft - Leases
 
August 23, 2013 - Exposure Draft – Accounting for Goodwill 
August 23, 2013 - Exposure Draft – Accounting for Identifiable Intangible Assets in a Business Combination
 
May 30, 2013 - Exposure Draft - Credit Losses
 
May 14, 2013 - Recognition and Measurement Asset Liabilities
 
March 28, 2013 - FASB Comment Letter Repurchase Agreements 

January 22, 2013 - Clarifying Scope and Applicability of Particular Disclosure

FED

December 17, 2013 - 2013 Interchange Debit Card Issuer Survey
December 17, 2013 - Joint Trades Response to 2013 Interchange Debit Card Issuer Survey 
December 13, 2013 - Payment Systems Improvement
August 23, 2013 - Loan Level Data Information Collection
 

FHFA

December 18, 2013 - GSE Guarantee Fees and LLPA Changes
October 30, 2013 - The Coalition for Sensible Housing Policy: QRM Proposed Rule White Paper
October 29, 2013 - Qualified Residential Mortgage Credit Risk Retention

May 28 2013 - Lender Placed Insurance
 
May 6, 2013 - Limiting Fannie Mae and Freddie Mac Loan Purchases to “Qualified Mortgages”
 
January 14, 2013 - GSEs Buy-Back Policies and Requirements
  

FinCEN

January 25, 2013 - Definition of Funds Transfer

FFIEC

March 22, 2013 - Social Media Guidance

FSOC

February 14, 2013 - Money Market Mutual Funds

FTC

August, 7, 2014 - Telemarketing Sales Rule

HUD

October 30, 2013 - Proposed Rule on QRM

NACHA

September 19, 2013 - Clarification and Use of R03 and R04 
June 28, 2013 - NACHA -Request for Comment Clarification for Third Parties
 
April 4, 2013 - Compliance and Operational Topics

NCUA

December 30, 2013- Capital Planning and Stress Testing
December 9, 2013 - Flood Insurance
November 15, 2013 -Examination for Compliance with the CFPB's Mortgage Rules

October 21, 2013 - Charitable Donation Accounts

October 18, 2013 - Fiscal Year 2014 Operating and Capital Budget

October 4, 2013 - CUSO OMB Request

October 4, 2013 - TISA OMB Request
September 30, 2013 - Minority Depository Institutions Preservation Program 
September 9, 2013 - Appraisals HPMLs
 
September 3, 2013 - Financial Filings
 
August 6, 2013 - NACS, et al., v. Board of Governors
 
August 5, 2013 - 2013 Regulatory Review
 
July 29, 2013 - Derivatives
 
July 22, 2013 - 2013 Mid-Year Budget Review
 
June 28, 2013 - Regulatory Relief
 
June 3, 2013 - Member Business Lending
 
May 29, 2013 - Generic Clearance for the Collection of Qualitative Feedback on Agency Service Delivery
 
May 17, 2013 - Ownership Fixed Assets
 
May 10, 2013 - Information Collection Activities
 
May 10, 2013 - OMB Request for Outside Counsel
 
May 8, 2013 - Request for Capital Reform Working Group

February 22, 2013 - Interest Rate Risk Examinations   
January 31, 2013 - Exam Notifications
 
January 9, 2013 - 2013 Budget

NIST

April 8, 2013 - Cyber Security Framework

SBA

April 26, 2013 - Proposed Rule on 504 and 7(a) Program Updates