2004 NAFCU Comment Letters

FASB
October 29, 2004 - Impaired Securities  

FRB

November 19, 2004 - Regulation E on Coverage of electronic check conversion services and service providers
September 9, 2004 - FACTA Risk-Based Pricing Notice Rulemaking
August 5, 2004 - Regulation DD (Truth in Savings)  
July 23, 2004 - Industry Group Final Comment Letter on Regulation J  
July 23, 2004 - Prescreening Study  
July 23, 2004 - Debit Card Study  
May 18, 2004 - Check 21 (MICR-Line Issues): Industry Group Second Comment Letter  
May 7, 2004 - Regulation V  
March 12, 2004 - Check 21  
March 11, 2004 - Check Clearing for the 21st Century Act (Check 21): Industry Group First Comment Letter 
January 30, 2004 - Uniform Standard Disclosures; Additional Changes to Reg Z; Debt Cancellation and Debt Suspension Agreements
  
January 12, 2004 - Effective Dates for the Fair and Accurate Credit Transactions Act of 2003

FTC
October 28, 2004 - FACTA Prescreen Rule
September 9, 2004 - FACTA Risk-Based Pricing Notice Rulemaking 
July 16, 2004 - Credit Report Study

HUD

December 17, 2004 - GSEs Housing Goals  
July 12, 2004 - Establishing Housing Goal Levels for Fannie Mae, Freddie Mac, GSEs 

IRS
November 8, 2004 - Deferred Compensation Plans Under Section 457
June 15, 2004 - Changes to ITIN Application Process 

Multi-Agencies
October 28, 2004 - FACT Act - Letter to Delay Effective Dates  

NACHA
December 3, 2004 - Network Return Entry Fees 
June 18, 2004 - Return Entry Monitoring Requirements for Unauthorized Telephone-Initiated (TEL) Entries  
May 17, 2004 - Returns for Unauthorized Debits to Consumer Accounts Using an Improper SEC Code 

NCUA
November 29, 2004 - Federal Credit Union Bylaws
October 6, 2004 - Economic Growth & Regulatory Paperwork Reduction Act of 1996 (EGRPRA)  
October 1, 2004 - Part 708a: Conversion of Insured Credit Unions to Mutual Savings Banks  
September 27, 2004 - Part 708b: CU Mergers, Federal Share Insurance Terminations and Conversions from Federal Share Insurance to Non-Federal Insurance  
August 30, 2004 - Part 723 - Member Business Loan (MBL) Rule
August 30, 2004 - Change in Official or Senior Executive Officer in Credit Unions that are Newly Chartered or in Troubled Condition  
August 16, 2004 - FACT Act on Affiliate Marketing
August 5, 2004 - Proposed Guidance (Overdraft Protection)  
August 2, 2004 - 2004 Regulatory Review  
July 9, 2004 - Disposal of Consumer Information  
June 25, 2004 - Health Savings Accounts (HSAs)  
June 21, 2004 - Fixed Assets  
May 28, 2004 - FACT Act on Medical Information  
May 21, 2004 - Community Development Revolving Loan Program
May 4, 2004 - Economic Growth & Regulatory Paperwork Reduction Act of 1996 (EGRPRA)
April 27, 2004 - Share Insurance  
April 2, 2004 - Collaterized Mortgage Obligations in Parts 703 & 704  
March 29, 2004 - Advanced Notice of Proposed Rulemaking on Privacy 

SEC
September 1, 2004 - Regulation B  

Treasury
October 29, 2004 - Financial Literacy and Education Commission's National Strategy  
July 9, 2004 - Interim Rule Implementing CDFI Program