Changes NACHA's operating guidelines to enable same-day processing of virtually any
ACH payment under $25,000. All receiving financial institutions (RDFIs) will be required
to receive same-day ACH payments and RDFIs will be mandated to make funds
available from same-day ACH credits (such as payroll direct deposits) to depositors by
5:00pm at the RDFI's local time.
Phase 3 - RDFIs should be prepared to also receive debit entries as same day entries.
Final Regulation – 15-EF-05
Compliance Blog – 5/29/15
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