Partner Library

401(k) fee 101: How to Evaluate Plans and Identify Value (Webinar) (May 23, 2012)
The new Department of Labor fee disclosure rules for retirement plans go into effect July 2012. Did you know you have legal obligation to review your current plan fees? Join us for a free  webinar on Wednesday, May 23, 2-3 p.m. ET. Learn how and where to start, the different types of service arrangements for retirement plans and the explanations of plan fees and expenses.

FedEx Virtual Disaster Preparedness Roundtable for Small Businesses (May 22, 2012)
On May 22 at 12:30 p.m. ET, FedEx is hosting a FedEx Virtual Roundtable for Small Businesses, offering businesses an opportunity to interact with the experts on disaster preparedness. This free 30-minute discussion will be streamed over the FedEx Facebook page as well as UStream -- Facebook.com/FedEx. Your credit union and your members can watch, listen, ask questions, and learn. Your members and you can also download free resources that may help prepare for disaster.

Carpe Diem: Living in a Post-Durbin World (Podcast and Presentation) (May 18, 2012)
In the last year, the world has changed for credit unions. New legislation has been enacted and consumer activism has progressed. What does the next generation of business look like as a result? In this presentation from NAFCU's 2012 CEOs and Senior Executives Conference, you will learn the answer to that question. You will also learn how to use your credit union’s brand assets to create growth, and what opportunities exist in the payment market space.

An Inside Look at the Biz2Credit Small Business Lending March Report (Podcast) (May 11, 2012)
Biz2Credit’s Small Business Lending Index has provided analysis that proves that bigger banks are giving fewer small business loans, which opens an opportunity for credit unions in the small business lending arena. In this podcast, Rohit Arora, CEO and President of Biz2Credit, explains how credit unions can take advantage of this opportunity and how their online platform can help match credit union solutions to the financial needs of small businesses.

Some Good News about Deferred Compensation (Blog Post) (May 10, 2012)
A pending IRS rule has some credit unions worried about the fate of their deferred compensation plans. For some eight years now, the IRS has been considering the tax status of nonqualified deferred compensation plans offered by federal credit unions (FCUs). Read more of this NAFCU Services Blog post.

Small Business Lending Index Report April 2012 (Article) (May 9, 2012)
The Biz2Credit Small Business Lending Index, an analysis of 1,000 loan applications on Biz2Credit.com, found that loan approvals by big banks dropped from 10.9% in March to 10.6% in April and from the 11.6% approval rate last March. Additionally, small bank lending fell from 47.6% in March to 45.9% in April 2012.

Some Good News about Deferred Compensation (Article) (May 9, 2012)
A pending IRS rule has some credit unions worried about the fate of their deferred compensation plans. For some eight years now, the IRS has been considered the tax status of non-qualified deferred compensation plans offered by federal credit unions (FCUs). At issue is whether FCUs are entities of the federal government. In its analysis, the IRS concluded that FCUs are not because they are not federal instrumentalities. The IRS also had the option of finding that FCUs are eligible to offer these compensation plans because they are tax exempt organizations.

Discover Horizon (Newsletter)- Spring 2012 (May 7, 2012)
Discover is pleased to provide you with the Spring edition of the Horizon newsletter to keep you up-to-date on the latest news and information regarding the credit issuance landscape, as well as Discover. This issue includes information on card growth in the credit union industry, generational marketing tips, and more. 

Benefit Liability Managment (Webcast) (May 3, 2012)
With Benefit Liability Management's potential to offset the expense of your employee benefit obligations, it's important to have your questions answered about it. In this webcast, we discuss benefit liability management, including what that means and the types of investments that are available for your credit union.

PATRIOT OFFICER® Solution Demonstration The #1 BSA/AML/ATF Compliance Solution (Webinar) (May 3, 2012)
Boost efficiency of your regulatory compliance and risk management processes! Get an exclusive look at PATRIOT OFFICER®, the number one BSA/AML/ATF/FACTA/ UIGEA compliance and fraud prevention solution from GlobalVision Systems, Inc. used by about 1,000 financial institutions in the USA.

2012 Q2 Quarterly Investment Outlook: Little Things Add Up (Article) (April 27, 2012)
While geopolitical and other challenging headlines have continued to capture our attention, many of the significant economic threats enumerated in 2011, have since moderated or been extinguished. Meanwhile, just under the surface, HighMark’s five drivers of potentially exceptional growth are contributing more to economic activity than lackluster U.S. GDP growth suggests, illustrating that many Little Things Add Up over time.

2012 Q1 NIFCU$ Market Commentary (Article) (April 25, 2012)
During the quarter, market participants began to give more weight to strengthening economic news, discounting the Fed’s stated commitment to hold short-term interest rates low into 2014.

Bringing the Branch Experience to the ATM (Webinar) (April 25, 2012)
Watch the BAI Banking Strategies webinar presented by NCR on NCR’s Interactive Teller Solution! Learn how you can meet and exceed customer expectations while lowering costs, optimizing staff deployment, and growing revenue.

Carpe Diem – Living in a Post-Durbin World (Blog Post) (April 19, 2012)
The NAFCU CEOs and Senior Executives Conference this week has featured some outstanding presentations, including noted management guru John Spence (author of “Awesomely Simple”) and financial services expert Brett King (author of Bank 2.0).  But for me one of the more meaningful presentations came from Royal Cole, Vantiv’s Financial Institution President. Read more of this NAFCU Services Blog post.

Expected impact of 457(f) regulations on credit union plans (Blog Post) (April 13, 2012)
After years of waiting, we are hearing rumblings that the proposed 457(f) regulations may be issued in 2012. The IRS “anticipates” changing the current 457(f) rules to recognize only cliff vesting and disallow elective deferrals. Read more of this NAFCU Services Blog Post.

20% of members may be eligible for home refinance under HARP 2.0! (Webinar) (April 12, 2012)
The new Home Affordable Refinance Program (HARP) offers a huge opportunity for credit unions to help roughly 20% of members.  Watch and listen to this educational session on HARP 2.0 hosted by expert presenter, Nizar Hashlamon to hear more about a program that could change your members' lives, help boost the economy, and increase mortgage business at your credit union.

Small Business Lending Index Report March 2012 (Article) (April 11, 2012)
The Biz2Credit Small Business Lending Index, an analysis of 1,000 loan applications on Biz2credit.com, found that loan approvals by big banks dropped to 10.9% from the 11.7% figure reported in February (a 6.8% decline over a one-month period) and from the 11.6% approval rate last March. Meanwhile, small bank lending remained flat in March 2012.

Data Breach Preparedness and Response – A Handy “How-To” (Blog Post) (April 5, 2012)
With the recent headlines about yet another data breach affecting credit unions and their members, I wanted to point you to a resource that might help you respond effectively. Because this isn’t the first data breach and it certainly won’t be the last. Read more of this NAFCU Services Blog post.

Small Business Lending Index Report February 2012 (Article) (April 3, 2012)
Monthly Analysis of 1,000 Funding Requests Finds Small Banks, Credit Unions, and Other Alternative Lenders Approved Loans at Highest Levels of the Past 12 Months in February 

Small Business Lending Index Report January 2011 (Article) (April 3, 2012)
The Biz2Credit Small Business Lending Index, an analysis of 1,000 loan applications on Biz2credit.com, found that approval rates of small business financing requests in January by small banks and non-bank lenders increased to their highest levels in the past 12 months. Meanwhile, lending at big banks jumped two percentage points over December's rate to 11.7%, the highest rate since February 2011.