NCCO Exams Information

Exams Overview

Regulatory Compliance School attendees have the opportunity to study and sit for NAFCU Certified Compliance Officer (NCCO) exams.

Please note that you will receive a printed version of NAFCU's Credit Union Compliance GPS manual when you arrive and register at School.

The exam schedule will be on the agenda when it is released. Note that there is also an NCCO exam orientation on Sunday evening during the conference.

The four exams cover a wide variety of compliance topics. Each exam contains 50 questions, with a mix of True/False, Yes/No and complex multiple-choice questions. A passing grade is 76% correct (38/50). We recommend that you download NAFCU's 2017 NCCO Exam Study Guide when it becomes available in early 2017 for further information on the exams and process. (Check back on this page for a link to download).

During the conference, we will also have "NCCO Study Sessions" at the end of the day to let attendees know what to expect for the next day's exam.

Frequently Asked Questions

What if I am unable to attend the NCCO exam orientation?
The orientation is not mandatory. If you are unable to attend the NCCO exam orientation, you may pick up the 2017 Exam Study Guide when you check in at Registration. (This is the guide that will be reviewed during orientation.) If you have any questions, please touch base with any member of the NAFCU Compliance team while you are at the conference.

Can I register and/or pay for the exams in advance?
Yes. If you plan to take the NCCO exams, please add them to your registration by choosing "Add" next to "Full 4 - Exam Package" when you register for School online. If you've already registered, you may add the package to your registration by contacting NAFCU Member Service Center at 800-344-5580 or  If you are unsure, you can decide later.  If you choose to take the exams while you are at the conference, we will invoice you afterward.

What if I do not want to take all four exams at School?
You are not required to take all four exams at School. You have until December 31, 2017, to pass all four exams.  If you do not take all four exams at School, you can take any remaining exams back at your credit union with a proctor (i.e., a senior staffer at your organization).  There is no addition fee to take exams at your credit union.

Should I start studying in advance of Regulatory Compliance School? 
If you have time to begin studying before School, it is a good idea to do so. You will receive an electronic version of the 2017 Credit Union Compliance GPS, which is the study guide for the exams, about a week prior to the start of School. You may begin studying in advance using that guide.

What is the cost to retake exams that I do not pass?
Typically there is a $49 fee for members and $69 for nonmembers to retake exams. However, School attendees are not charged these fees. You can either retake exams at School at one of the many exam sessions, or you can retake exams back at your credit union.