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Simplify and Streamline Your Member Service for IRAs, Retirement Planning, and HSAs

In order to attract and retain members, your credit union must continually enhance and increase both the traditional and digital avenues by which your members obtain loans and direct investments.

We are uniquely positioned to develop, implement and support all of your credit union's financial planning initiatives. Our staff is unique and is comprised of seasoned retirement planning and financial services experts who work side by side with leading-edge digital designers to ensure a robust and engaging online experience for your members. Our distinct strengths allow Ascensus to create solutions that remain virtually unmatched in the retirement services industry.

As part of a full service offering, IRAs, other retirement plan options, and HSAs are key components of what differentiates us. These vital savings and retirement planning areas is where Ascensus can make the difference for your members. We remain committed to the success of the credit union community.


Leading the Ascensus suite of solutions are the following:

Retirement Central - A culmination of retirement planning tools and educational content that brings value to your members, your operational support areas and your distribution channels.

IRA Service Center - A complete on-line IRA document generation system that ensures compliance with each transaction, whether staff directed or member directed through your public Web site.

Retirement Learning Suite - The most comprehensive educational program in the retirement services industry includes instructor-led training, teleconference sessions with web-enhanced presentations, and a complete eLearning library containing self-paced modules, exams, and an administrative support system.

Ascensus_2016formsdocsCredit Union Forms Solutions - A complete line of IRA and retirement plans forms designed specifically for the credit union market. These forms are easy to use and can be customized in either printed or electronic formats.

Health Savings Account Solutions - Forms and software to help you manage this new and exciting product to members.

Visit the Resource Solution Catalog for additional resources.


Certified IRA Professional (CIP) Designation

Ascensus and the NAFCU Services Corporation have developed the prestigious, nationally recognized Certified IRA Professional (CIP) designation exclusively for experienced credit union professionals who have IRA compliance or operations responsibilities, and to give formal recognition to individuals who meet specific standards of experience, ethics, knowledge, and performance in the IRA industry.  Learn more.

In preparation for taking the CIP exam, NAFCU members are encouraged to attend the IRA Institute or IRA Online Institute

Education Opportunities

Ascensus_2016educationcatalogAscensus is the foremost provider of IRA and retirement plan education. We deliver IRA and retirement plan training that simplifies processes and promotes growth within financial organizations. So that you can better plan for your training, all of Ascensus’ education programs and schedules are listed in the Ascensus Credit Union Catalog.

Create a successful IRA or HSA training program with Ascensus’ Training Organizers™.  Learn more.  



Ascensus, Inc.'s mission is to be the premier provider of traditional and technology-based solutions to the retirement services industry. Building on its nearly 30 years of experience, our market presence and foresight, Ascensus has developed a comprehensive suite of products designed to make your credit union more competitive in today's marketplace.

Over 9,000 financial organizations, including more than 1,300 credit unions nationwide have come to depend on the retirement services and solutions provided by Ascensus.

Educational Resources

  •  Not Offering HSAs? Your Credit Union is Missing a Chance to Grow (Podcast)
    As the employment rate in the US continues to improve, more employers are being required to offer health benefits to attract and retain employees. For most of these employers, the Consumer-driven Health Plan (CDHP) is the most economical method to do so. For the CDHP option to be truly effective, a health savings account (HSA) provides a key tool for assisting with higher deductibles. By educating employers and their employees on the HSA, credit unions gain a distinct advantage in obtaining new members.
  •  HSAs -The Medical IRA (Webinar)
    The annual NAFCU/BFB Gallagher Executive Compensation and Benefits Survey is the trusted source for comprehensive data on credit unions of all asset sizes, coast-to-coast.
  •  HSAs Are Here to Stay (Webinar)
    Join expert presenters Kevin Boyles and Megan Morgan from Ascensus, during this webinar as they take a deeper look at why HSAs are here to stay. Whether your credit union is offering HSAs today, looking to offer them soon, or waiting to see where they go, you should know more about their prolific growth and the economic and demographic forces that are causing it.
  •  HSAs, IRAs, & Millennials: A New Generation Presents New Opportunities (Webinar)
    When you consider that in ten years, 75% of the U.S. workforce will be made up of Millennials, it’s not hard to imagine the impact that they will have on tax-favored savings vehicles like HSAs & IRAs. Join us to learn more about how to adjust your credit union’s thinking to prepare for the Millennial wave in your membership and your own credit union staff.
  •  Cracking the Code on Health Savings Accounts for Your Members (Part 1) (Blog Post)
    In this two-part series, we’re going to expand your knowledge about the various aspects of health savings accounts (HSAs) and the benefits available for your credit union members. HSAs can do more than most people realize and there are an abundance of myths and misconceptions out there about them.
  •  Get Ready for 2014 Basic Tax Reporting (Webinar)
    Join industry expert Paul Kern as he discusses what you need to know to prepare for 2014 basic tax reporting. In this webinar, he will focus on IRA tax forms and due dates, as well as touch on 2015 IRA highlights:
  •  Obama Administration Creates New Retirement Savings Option (Blog Post)
    The Obama administration has announced the creation of a new retirement savings account designed to target Americans not covered by a workplace retirement plan. The new accounts will be offered through employers and are expected to become available in late 2014.
  •  The Latest on Establishing and Funding IRAs (Webinar)
    This webinar will cover the basic requirements for establishing and funding IRAs. Credit union professionals of all levels will walk away from this webinar with the understanding of compliant processes. Webinar attendees will also receive a 15-page participant guide with practical tips for IRA operations.
  •  Open Enrollment Opens the Door to HSA Growth (Blog Post)
    It’s open enrollment time and employees across the country are choosing their health care plans for next year. For credit unions offering health savings accounts (HSAs), this opens the door to HSA growth.
  •  Basic Tax Reporting Responsibilities (Recorded Webinar)

    The Basic Tax Reporting Responsibilities webinar is a great overview for credit union professional staff. Attendees of this webinar will learn to identify the IRA, ESA, and HSA tax forms required for contributions and distributions; recite the IRA, ESA, and HSA tax form due dates to the account owner and IRS; and analyze current tax year processes.

  •  Retirement Savings Incentives Listed Among Possible Tax Reform Options (Blog Post)
    The Senate Finance Committee has released its Economic Security tax reform option paper  containing a laundry list of retirement savings incentives among the possible tax reform options. The non-exhaustive list is just the latest indication that retirement savings incentives will be scrutinized as part of efforts to reform the tax code, in part because their cost to the Treasury is second only to the cost of the exclusion of employer contributions for healthcare.
  •  Establishing and Funding IRAs (Recorded Webinar)
    In this webinar, learn how to define the purpose and tax advantages of traditional and Roth IRAs, hear how to identify the IRA contribution eligibility requirements, discuss the process for establishing an IRA, and more.
  •  Proposed IRA Changes Focus on Small Business and Middle Class Taxpayers (Blog Post)
    In the weeks since the Obama Administration released its 2014 Fiscal Year Budget Proposal, much attention has been paid to the proposed cap of $3 million on IRAs and employer plans, and the reduced tax incentives for higher-income taxpayers in order to raise $9 billion of additional revenue over the next 10 years. Learn more about the proposed IRA changes, and how they will affect small businesses and middle class taxpayers.
  •  IRA Withholding Notice and Election Requirements (Article)

    With many of your members getting ready to take out their 2013 required minimum distributions (RMDs), now is the perfect time to brush up on the Individual Retirement Account (IRA) withholding notice and election requirements for credit unions.

  •  Obama Budget Proposes Cap on Retirement Plan Balances (Blog Post)
    The Obama Administration has proposed a cap of $3 million on IRAs and retirement savings plans in order to raise $9 billion of additional revenue over the next 10 years. This is the first time that the Obama Administration has proposed a cap on the total amount of assets that can be accumulated in IRAs and retirement savings plans held by individuals. Read more of this NAFCU Services Blog post.
  •  Individually Focused IRA Marketing (Blog Post)
    The April 15 tax filing and IRA contribution deadline is only one month away. Much of the marketing focus this year is on the higher IRA contribution limits. For 2013, the IRA contribution limit is $5,500, up from the previous $5,000 limit. Read more of this NAFCU Services Blog post.
  •  113th Congress Faces Contentious Issues (Blog Post)
    With the photo-ops and swearing-in ceremonies over, and the presidential inauguration now a memory, the 113th Congress is hard at work facing a number of contentious, but familiar, issues, one of which is tax reform. Read more of this NAFCU Services Blog post.
  •  Saved By the “Fiscal Cliff” Bell (Blog Post)
    As most Americans were ringing in the New Year, the Senate was holding an early morning roll call vote on a bill to avoid hurtling off the “fiscal cliff” that would have resulted from the expiration of the Bush-era tax rates and spending cuts mandated by the Budget Control Act of 2011. Read more of this NAFCU Services Blog post.
  •  End of Year Tax Reporting—Make sure your credit union is prepared! (Webinar)

    Whether you’re new to tax reporting, or need to freshen up your understanding of the regulations, this recorded webinar will help you make sure your credit union is prepared. This webinar will cover IRA, ESA, HSA tax forms and due dates. You will learn to identify due dates for tax forms to account owners and the IRS, and to determine which tax forms are needed for each account type.

  •  Happy holidays reporting for IRAs, HSAs and ESAs? (Blog Post)
    It’s that time of year again! And no, I’m not talking about the holidays and gift giving. In fact, the timing has more to do with a little bit of ‘bah humbug’ in the form of 2012 IRA, HSA, and Coverdell ESA Tax Reporting. Read more of this NAFCU Services Blog post.

View All Educational Resources


  • Ascensus Offers New HSA Certification Program (November 1, 2016)

    Ascensus, a leading health savings account (HSA) education and support services provider, is excited to announce that it will begin offering an HSA certification program in 2017 with an accredited HSA designation—Certified Health Savings Professional (CHSP).

  • Ascensus Debuts the Ascend Education Conference (August 23, 2016)

    Ascend offers a new type of learning interaction and provide real-world knowledge that attendees can use back at their organizations. Ascend has more curriculum choices with over 40 courses covering IRAs, HSAs, employer-sponsored retirement plans, and thought provoking industry topics. 

  • NAFCU Services and Ascensus Provide Podcast on New Roth Conversion Rules (July 1, 2010)
    WASHINGTON — NAFCU Services Corporation ( today announced the availability of an educational audio podcast, “Roth Conversions – Why Should I Convert?” The podcast was created with Ascensus, the NAFCU Services Preferred Partner for IRA, Retirement Plan and Health Savings Account (HSA) solutions.


Heather Hoskins