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The Senate reached a deal Thursday to pass a disaster aid package that includes an extension of the National Flood Insurance Program (NFIP) through Sept. 30. The NFIP authorization is set to expire at the end of the month. However, the House left Thursday for the Memorial Day recess and it is unclear if they will be able pass the package by a voice vote today.

If the House does not take up and pass this disaster aid package before the May 31 expiration of the NFIP, the Senate also passed a 2-week extension for the NFIP before leaving for the Memorial Day recess Thursday evening.  It is expected that the House would clear that measure by voice vote if it is unable to pass the disaster aid package. 

The House previously passed its own standalone NFIP extension bill and its own disaster aid package, both of which would extend the program through Sept. 30.

NAFCU has urged lawmakers to not let the program lapse as it would put millions of Americans at risk. In addition to advocating for reauthorization of the NFIP, NAFCU has pushed for a number of improvements to the program, including increases in coverage limits, capping premiums and rates, updating federal flood mapping procedures and allowing private policies to fulfill the federal flood insurance mandate.