| An On-Demand Event

Regulatory Compliance School On-Demand

May 02 – Dec 31, 2022 – Complete all four exams

The program is broken down into 4 parts based on the material needed for each of the NCCO exams. If you plan to take the exams, we recommend viewing each session in the order we have provided and then taking the associated exam before moving on to the next part. Each part number corresponds to the exam number (e.g. Part 1 contains the material for exam 1).

Part 1

Part 2

  • ● General Disclosure Requirements
    ● Advertising
    ● Overdraft Protection Disclosures

  • ● The Scope of the Rule
    ● Disclosure Requirements
    ● Overdraft Protection

  • ● Electronic Disclosures
    ● Opt-In Requirements
    ● Electronic Consent

  • ● Funds Availability Requirements
    ● Disclosure Requirements
    ● Extended Holds

  • ● Regulation P
    ● Affiliate Marketing
    ● Right to Financial Privacy

Part 3

  • ● Regulation Z’s Coverage
    ● Open-End versus Closed-End Loans
    ● Open-End Requirements
    ● Special Rules for Credit Cards

  •  ● The Loan Estimate and the Closing Disclosure
    ● Ability to Repay and Qualified Mortgage Rule
    ● Appraisal Delivery Requirements
    ● Loan Originator Rule

  • ● Fair Lending Laws – Equal Credit Opportunity Act and Fair Housing Act
    ● Reg B adverse action notices and technical requirements
    ● FDCPA scope

  • ● Permissible Purposes for Accessing Consumer Reports
    ● Scope of the Regulation
    ● Adverse Action Notices

  • ● MLA/ SCRA Scope – Covered Loans, Covered Borrowers
    ● MAPR Calculation & Bona Fide Fees
    ● Limitations
    ● Penalties

Part 4

  • ● Safeguarding Member Information Response
    ● Programs for Unauthorized Access to Member Information
    ● Gramm-Leach-Bliley Act
    ● NCUA's Vital Records Preservation and Catastrophic Act
    ● FFIEC IT Handbook
    ● NCUA's Security Regulations

  • ● NCUA Expectations
    ● CFPB Enforcement
    ● Risk Assessment and Planning
    ● Due Diligence Requirements

  • ● Do Not Call Rule
    ● Autodialed Calls
    ● Obtaining Consent to Call

  • ● Scope of the Rule – Designated Loans
    ● Notice Requirements
    ● Escrow Rule

  • ● Periodic statements
    ● Error resolution
    ● Loss mitigation
    ● Successors in interest
    ● Small servicer exemptions
    ● Escrows

  • ● Overview of the Act
    ● Role of the Governmental Agencies in BSA
    ● Regulatory Requirements of a BSA Program
    ● Recordkeeping and Reporting Requirements
    ● Non-Compliance Penalties