| Arlington, Virginia

Spring Regulatory Compliance School

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Sunday, March 15

  • 4:00 p.m. - 6:00 p.m.
    Early Registration

Monday, March 16

Sessions begin at 8:00 a.m. and end at 4:30 p.m.
  • 7:00 a.m. - 8:00 a.m.

    Start your day with hot breakfast, and the opportunity to build stronger connections with your peers from credit unions across the country, as we play "get to know you" BINGO!

  • 8:00 a.m. - 8:20 a.m.
    Welcome Address from NAFCU EVP of Government Affairs & General Counsel Carrie Hunt
  • 8:20 a.m. - 9:20 a.m.

    ● NCUA Board Authorities
    ● NCUA Organization
    ● The Federal Credit Union Act
    ● Organization and Prioritization of NCUA Regulations
    ● BCFP Structure
    ● BCFP Authority

  • 9:30 a.m. - 10:15 a.m.

    ● Credit Union Bylaws
    ● Membership
    ● Board of Directors and Committees 

  • 10:30 a.m. - 11:30 a.m.

    ● Express and Incidental Powers
    ● Statutory Lien
    ● Limitation of Services and Expulsion
    ● Defining Field of Membership

  • 11:30 a.m. - 12:45 p.m.
    Networking Lunch
  • 12:45 p.m. - 1:45 p.m.

    ● NCUA CAMEL Rating System
    ● NCUA Administrative Tools
    ● NCUA Risk Focused Exam
    ● Supervisory Priorities

  • 2:00 p.m. - 3:00 p.m.

    ● Standard Maximum Share Insurance Amount
    ● Coverage of Different Accounts
    ● Ways to Maximize Share Insurance

  • 3:15 p.m. - 4:15 p.m.

    ● General Lending Rule
    ● Maturity and Concentration Limits
    ● Commercial Lending and MBLs Part 723

  • 4:15 p.m. - 4:30 p.m.
    Wrap Up

Tuesday, March 17

Sessions begin at 9:05 a.m. and end at 4:30 p.m.
  • 7:00 a.m. - 9:00 a.m.

    Start your day with hot breakfast, and the opportunity to build stronger connections with your peers from credit unions across the country.

  • 8:00 a.m. - 9:00 a.m.
  • 9:05 a.m. - 10:00 a.m.

    ● General Disclosure Requirements
    ● Advertising
    ● Overdraft Protection Disclosures

  • 10:15 a.m. - 11:15 a.m.

    ● The Scope of the Rule
    ● Disclosure Requirements
    ● Overdraft Protection

  • 11:15 a.m. - 11:45 a.m.

    ● Electronic Disclosures
    ● Opt-In Requirements
    ● Electronic Consent

  • 11:45 a.m. - 1:00 p.m.
    Networking Lunch
  • 1:00 p.m. - 2:00 p.m.

    ● Funds Availability Requirements
    ● Disclosure Requirements
    ● Extended Holds

  • 2:15 p.m. - 2:45 p.m.

    ● Transaction Limitations
    ● Reserve Requirements
    ● What Counts Towards Reg D and What Doesn't

  • 3:00 p.m. - 4:15 p.m.

    ● Regulation P
    ● Affiliate Marketing
    ● Right to Financial Privacy

  • 4:15 p.m. - 4:30 p.m.
    Wrap Up

Wednesday, March 18

Sessions begin at 9:05 a.m. and end at 4:30 p.m.
  • 7:00 a.m. - 9:00 a.m.

    Start your day with hot breakfast, and the opportunity to build stronger connections with your peers from credit unions across the country.

  • 8:00 a.m. - 9:00 a.m.
  • 9:05 a.m. - 10:30 a.m.

    ● Regulation Z’s Coverage
    ● Open-End versus Closed-End Loans
    ● Open-End Requirements
    ● Special Rules for Credit Cards

  • 10:45 a.m. - 12:00 p.m.

     ● The Loan Estimate and the Closing Disclosure
    ● Ability to Repay and Qualified Mortgage Rule
    ● Appraisal Delivery Requirements
    ● Loan Originator Rule

  • 12:00 p.m. - 1:15 p.m.
    Networking Lunch
  • 1:15 p.m. - 2:15 p.m.

    ● Fair Lending Laws – Equal Credit Opportunity Act and Fair Housing Act
    ● Technical Requirements of Reg B
    ● Fair Servicing Laws

  • 2:30 p.m. - 3:15 p.m.

    ● Permissible Purposes for Accessing Consumer Reports
    ● Scope of the Regulation
    ● Adverse Action Notices

  • 3:15 p.m. - 4:15 p.m.

    ● MLA/ SCRA Scope – Covered Loans, Covered Borrowers
    ● MAPR Calculation & Bona Fide Fees
    ● Limitations
    ● Penalties

  • 4:15 p.m. - 4:30 p.m.
    Wrap Up

Thursday, March 19

Sessions begin at 9:05 a.m. and end at 3:15 p.m.
  • 7:00 a.m. - 9:00 a.m.

    Start your day with hot breakfast, and the opportunity to build stronger connections with your peers from credit unions across the country.

  • 8:00 a.m. - 9:00 a.m.
  • 9:05 a.m. - 10:00 a.m.

    ● Safeguarding Member Information Response
    ● Programs for Unauthorized Access to Member Information
    ● Gramm-Leach-Bliley Act
    ● NCUA's Vital Records Preservation and Catastrophic Act
    ● FFIEC IT Handbook
    ● NCUA's Security Regulations

  • 10:00 a.m. - 10:30 a.m.

    ● Do Not Call Rule
    ● Autodialed Calls
    ● Obtaining Consent to Call

  • 10:45 a.m. - 11:15 a.m.

    ● Scope of the Rule – Designated Loans
    ● Notice Requirements
    ● Escrow Rule

  • 11:15 a.m. - 12:00 p.m.

    ● Loss Mitigation
    ● Periodic Statements
    ● Error Resolution

  • 12:00 p.m. - 1:00 p.m.

    Energize for the second half of the day, and build stronger connections with your peers from credit unions across the country.

  • 1:00 p.m. - 2:15 p.m.

    ● Overview of the Act
    ● Role of the Governmental Agencies in BSA
    ● Regulatory Requirements of a BSA Program
    ● Recordkeeping and Reporting Requirements
    ● Non-Compliance Penalties

  • 2:30 p.m. - 3:00 p.m.

    ● NCUA Expectations
    ● CFPB Enforcement
    ● Risk Assessment and Planning
    ● Due Diligence Requirements

  • 4:30 p.m. - 5:30 p.m.
  • 6:00 p.m. - 7:30 p.m.
    Networking Reception

    Location: Crafthouse

    Enjoy an early evening reception featuring cocktails and heavy hors-d'oeuvres at Crafthouse—all while you build stronger connections with your fellow attendees from credit unions across the country!

Friday, March 20

Regulatory Trending Topics | Sessions begin at 8:50 a.m. and end at 11:00 a.m.

This is a tentative schedule, subject to change. Check back closer to the conference for finalized agenda and session times.

Education Credits

Attending all courses earns you 24 CEUs to maintain your NCCO*.

*To earn your NCCO designation, you must pass 4 NCCO exams which can be completed at Regulatory Compliance School or completed using an exam proctor via the self-study option. To maintain your NCCO, all you have to do is attend all courses at School. Learn more about the NAFCU Certified Compliance Officer (NCCO) program.

NASBA Sponsor LogoAttending all courses earns you 24 CPE credits for Certified Public Accountants (CPAs). Learn more.

Session Credit Information:

  • Program Knowledge Level: Basic
  • Recommended Field of Study: Regulatory Ethics
  • Prerequisites: None
  • Advanced Preparation: None
  • Delivery Method: Group Live