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Support for H.R. 1188, a bill introduced by Reps. Ed Royce, R-Calif., and Greg Meeks, D-N.Y., to raise the member business lending cap to 27.5 percent of assets for eligible institutions, was urged by NAFCU Monday in a letter to House leaders that was shared with all U.S. House members.
Rep. Andy Barr, R-Ky., on Tuesday reintroduced a NAFCU-backed bill ensuring residential mortgage loans held in portfolio by originators, such as credit unions, automatically attain the qualified mortgage safe harbor under CFPB rules.
National Consumer Protection Week is underway, and NCUA, the Department of Justice and other federal and state regulators are encouraging consumers to know their rights and make better-informed decisions.
On February 10, 2015, the CFPB announced a consent order with NewDay Financial, LLC (NewDay) regarding two violations resulting from its marketing practices.
We've all been there. It's late, you know it's time to rest, but your mind is pre-occupied. What are you thinking about? Read what other credit union CEOs say.
After slight progress was made on several of the recommendations we outlined in our December 2013 "Dirty Dozen" list of regulations to eliminate or amend, we have updated that list for 2015 to outline the "Top Ten" regulations that regulators can and should act on now to provide relief.
The time and resources it takes to notify members, reissue cards, and make members whole in instances of fraud is overwhelming. Federal standards must exist for merchants on the safekeeping of financial and personal information, as well as data breach notification.