Question -
Under the affiliate marketing rule, 12 C.F.R. §1022.20(b)(4)(ii)(D) allows solicitation for three months if a consumer applies
for a product or service from a credit union but does not obtain it. Could we
interpret this to mean that if someone applies for membership and does not
follow through with completing all the necessary paperwork, we could market to
them for three months using the information that they have provided?
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