America's Credit Unions Conference Code of Conduct and Antitrust Compliance Policy

The Credit Union National Association (CUNA) and National Association of Federally-Insured Credit Unions (NAFCU) legally combined Jan. 1, 2024, and is now America’s Credit Unions. While we transform to one new association, we will strive to maintain this website with the most up-to-date information as possible. Please contact should you need assistance.

Need Help?

Please reach out to any of the NAFCU staff.  If you can’t find us in person, our contact info is in the Event App.

The Quick Version

Our conference is dedicated to providing a harassment-free conference experience for everyone, regardless of gender, gender identity and expression, age, sexual orientation, disability, physical appearance, body size, race, ethnicity, or religion. We do not tolerate harassment of conference participants in any form. Sexual language and imagery are not appropriate for any conference venue, including talks, workshops, receptions, Twitter and the app. Conference participants violating these rules may be expelled from the conference at the discretion of NAFCU.

The Less Quick Version

Harassment includes offensive verbal comments related to gender, gender identity and expression, age, sexual orientation, disability, physical appearance, body size, race, ethnicity, religion, technology choices, sexual images in public spaces, deliberate intimidation, stalking, following, harassing photography or recording, sustained disruption of talks or other events, inappropriate physical contact, and unwelcome sexual attention.  We want our conference to be a fun, educational, but professional experience for everyone!

All participants, including sponsors and vendors, are also subject to the anti-harassment policy.

If any conference participant engages in harassing behavior, the conference organizers may take any action they deem appropriate, including warning the offender or expulsion from the conference with no refund.

If you are being harassed, notice that someone else is being harassed, or have any other concerns, please contact a member of conference staff immediately. NAFCU staff can be identified as they'll be wearing branded clothing and/or badges.

Conference staff will be happy to help participants contact hotel/venue security or local law enforcement, provide escorts, or otherwise assist those experiencing harassment to feel safe for the duration of the conference. We value your attendance.

We expect participants to follow these rules at conference and workshop venues and conference-related social events.

Statement Regarding Antitrust Compliance Policy 

It is the National Association of Federally-Insured Credit Unions’ (NAFCU) policy to comply fully with all federal and state antitrust laws. Each person attending NAFCU’s conferences and meetings is expected to read and understand NAFCU’s Antitrust Compliance Policy. Trade associations and their members must be acutely sensitive to antitrust issues because trade associations, by definition, are organizations of actual or potential competitors that provide opportunities for formal and informal discussions that could lead to conduct that violates the antitrust laws.

The antitrust laws prohibit competitors from engaging in actions that could artificially reduce competition in the marketplace. Communications relating to competitive conditions can give rise to serious antitrust risks and penalties. Unlawful competitor agreements may be inferred from conduct; express language is not required to form an unlawful conspiracy. As competing financial institutions, it is important to avoid even the appearance of improper coordination of competitive activity.

The consequences of violating the antitrust laws are severe. The antitrust laws are enforced criminally and civilly. A criminal conviction can carry stiff fines for the association and its members and employees as well as jail time for individuals who participated in a violation. Defendants in civil antitrust actions are jointly and severally liable for treble damages, meaning that each defendant is liable for up to the full amount of proven damages. If you have any questions relating to NAFCU’s Antitrust Compliance Policy, including any concerns regarding potential non-compliance, alert the speaker, meeting organizer, and counsel for NAFCU or your institution