This month's special topic:
CFPB and Regulatory Burden
The growing regulatory burden on credit unions is the top challenge facing the industry today. Credit unions have consistently maintained that the compliance requirements in a post Dodd-Frank environment have grown to a tipping point where it is hard for many smaller institutions to survive. Not only has overregulation stifled growth for financial institutions, but it has ultimately hurt consumers by reducing the number of players in the marketplace and the breadth of products and services made available to them. While credit unions by and large avoided the types of risky activities that led to the crisis, they and their members have been affected by the regulatory onslaught which followed.
NAFCU's Economic and CU Monitor is a NAFCU member-only monthly report of the latest macroeconomic and financial trends affecting today's credit unions, including trend data among NAFCU member credit unions.
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