Economic and CU Monitor (Special Topic: Interchange and EMV) - July 2016

This month's special topic: 

Interchange and EMV

The payment card landscape has undergone wholesale changes in recent years, with technological advances and regulatory intervention each playing a part. Two such examples – the Durbin amendment’s cap on debit interchange fees and the shift to EMV technology driven by the liability shift – have had major impacts on merchants and issuers. As consumer demands for simplicity and convenience and the challenges of data security continue to accelerate, more changes are surely on the way.

NAFCU's Economic and CU Monitor is a NAFCU member-only monthly report of the latest macroeconomic and financial trends affecting today's credit unions, including trend data among NAFCU member credit unions.




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