Economic and CU Monitor (Special Topic: Mortgage Lending) - May 2016

This month's special topic: 

Mortgage Lending

The housing market has mirrored the overall economy in recent years with steady but unspectacular growth. Tight credit conditions have helped contribute to a lack of inventory as households that would otherwise be looking to trade up have opted to remain in their current homes. Steep price growth and higher down payment requirements have forced many young families to delay purchasing their first homes. Credit unions have done their part to channel mortgage loans into the hands of their members, having increased their share of the mortgage market from 2 percent in 2006 to 8 percent in 2015.

NAFCU's Economic and CU Monitor is a NAFCU member-only monthly report of the latest macroeconomic and financial trends affecting today's credit unions, including trend data among NAFCU member credit unions.




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