NAFCU's Consolidated Regulatory Text - High-Cost Mortgage Loans and Home Ownership Counseling Final Rules

A document that combines all the individual regulatory sections that were amended by different final mortgage rules issued by the CFPB. 

NAFCU's compliance resources library offers an easy way to search and find helpful information for credit union compliance officers in a variety of formats. Search articles, charts, common questions and answers, final regulation summaries, regulatory alerts and more. It's the easiest way to find up-to-date regulatory compliance information you need.

Note: NAFCU offers these resources for general informational purposes only. These resources are not intended to serve as legal advice or the legal opinion of NAFCU. NAFCU strongly recommends that each member presented with a compliance issue consult with its own legal counsel and/or outside legal counsel experienced in compliance matters before proceeding.



Already a member? Log in

NAFCU Members Get More

This page contains member-only content.

Membership is open to all federally insured credit unions in the United States, both federally and state-chartered. Members enjoy:

  • Hundreds of articles and resources
  • Personalized compliance assistance
  • Discounts on top-rated education opportunities
  • Member-only benefits and savings

Interested? Schedule a Customized Membership Webinar

If you are already logged in and believe you should have access to member-only content, please contact us for assistance at