Attendees have access to helpful resources that will help you ace your NAFCU Certified Compliance Officer (NCCO) Exams.
Tuesday, March 16
All times are Eastern Time zone-
9:50 a.m. - 10:20 a.m.Networking Coffee
Compliments of Allied Solutions
Start your day with a coffee or tea and a video networking opportunity to build stronger connections with your peers from credit unions across the country. Everyone who joins this networking event will receive a $10 Starbucks e-gift card.
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10:30 a.m. - 10:50 a.m.
Enjoy a special greeting from NAFCU EVP of Government Affairs & General Counsel Carrie Hunt as she details NAFCU's latest legislative and regulatory advocacy actions to protect and advance credit unions.
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10:50 a.m. - 11:25 a.m.
● NCUA Board Authorities
● NCUA Organization
● The Federal Credit Union Act
● Organization and Prioritization of NCUA Regulations
● CFPB Structure
● CFPB Authority -
11:35 a.m. - 12:15 p.m.
● Credit Union Bylaws
● Membership
● Board of Directors and Committees -
1:15 p.m. - 1:55 p.m.
● Express and Incidental Powers
● Credit Union Bylaws
● Statutory Lien
● Limitation of Services and Expulsion
● Defining Field of Membership -
1:55 p.m. - 2:10 p.m.
Speakers answer questions with Brandy Bruyere, NAFCU's VP of Regulatory Compliance.
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2:20 p.m. - 2:45 p.m.
● NCUA CAMEL Rating System
● NCUA Administrative Tools
● NCUA Risk Focused Exam
● Supervisory Priorities -
2:45 p.m. - 3:25 p.m.
● Standard Maximum Share Insurance Amount
● Coverage of Different Accounts
● Ways to Maximize Share Insurance -
3:35 p.m. - 4:25 p.m.
● General Lending Rule
● Maturity and Concentration Limits
● Commercial Lending and MBLs Part 723 -
4:25 p.m. - 4:40 p.m.
Speakers answer questions with Brandy Bruyere, NAFCU's VP of Regulatory Compliance.
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4:55 p.m. - 5:25 p.m.Wrap-Up and Exam Prep
(Optional)
NAFCU VP of Regulatory Compliance Brandy Bruyere provides a quick wrap-up of the day's sessions and discusses strategies you need to know to take the next NCCO exam.
Wednesday, March 17
All times are Eastern Time zone-
9:15 a.m. - 10:15 a.m.Exam 1 Testing
(Optional)
We recommend taking NCCO Exam 1 at this point in the program.
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10:30 a.m. - 11:50 a.m.
● General Disclosure Requirements
● Advertising
● Overdraft Protection Disclosures -
12:00 p.m. - 1:00 p.m.
● The Scope of the Rule
● Disclosure Requirements
● Overdraft Protection -
1:00 p.m. - 1:15 p.m.
Speakers answer questions with Brandy Bruyere, NAFCU's VP of Regulatory Compliance.
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2:15 p.m. - 2:55 p.m.
● Electronic Disclosures
● Opt-In Requirements
● Electronic Consent -
2:55 p.m. - 3:50 p.m.
● Funds Availability Requirements
● Disclosure Requirements
● Extended Holds -
4:00 p.m. - 5:00 p.m.
● Regulation P
● Affiliate Marketing
● Right to Financial Privacy -
5:00 p.m. - 5:15 p.m.
Speakers from the afternoon sessions answer questions with Brandy Bruyere, NAFCU's VP of Regulatory Compliance.
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5:30 p.m. - 6:00 p.m.Wrap-Up and Exam Prep
(Optional)
NAFCU VP of Regulatory Compliance Brandy Bruyere provides a quick wrap-up of the day's sessions and discusses strategies you need to know to take the next NCCO exam.
Thursday, March 18
All times are Eastern Time zone-
11:00 a.m. - 12:00 p.m.Exam 1 or 2 Testing
(Optional)
We recommend taking NCCO Exam 1 or 2 at this point in the program.
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1:00 p.m. - 2:00 p.m.Exam 1 or 2 Testing
(Optional)
We recommend taking NCCO Exam 1 or 2 at this point in the program.
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3:00 p.m. - 4:00 p.m.Exam 1 or 2 Testing
(Optional)
We recommend taking NCCO Exam 1 or 2 at this point in the program.
Tuesday, March 23
All times are Eastern Time zone-
9:15 a.m. - 10:15 amExam 1 or 2 Testing
(Optional)
We recommend taking NCCO Exam 1 or 2 at this point in the program.
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10:30 a.m. - 11:55 am
● RESPA origination rules
● TRID
● Ability to Repay/Qualified Mortgage rule
● Loan originator compensation -
11:55 a.m. - 12:10 p.m.
Brandy Bruyere, NAFCU's VP of Regulatory Compliance, answers questions on the morning session.
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1:10 p.m. - 2:00 p.m.
● Regulation Z’s Coverage
● Open-End versus Closed-End Loans
● Open-End Requirements
● Special Rules for Credit Cards -
2:00 p.m. - 2:15 p.m.
Speakers answer questions with Brandy Bruyere, NAFCU's VP of Regulatory Compliance.
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2:30 p.m. - 3:00 p.m.Wrap-Up and Exam Prep
(Optional)
NAFCU VP of Regulatory Compliance Brandy Bruyere provides a quick wrap-up of the day's sessions and discusses strategies you need to know to take the next NCCO exam.
Wednesday, March 24
All times are Eastern Time zone-
10:30 a.m. - 11:20 a.m
● Fair Lending Laws – Equal Credit Opportunity Act and Fair Housing Act
● Reg B adverse action notices and technical requirements
● FDCPA scope -
11:30 a.m. - 12:05 p.m.
● Permissible Purposes for Accessing Consumer Reports
● Scope of the Regulation
● Adverse Action Notices -
12:05 p.m. - 12:20 p.m.
Speakers from the morning sessions answer questions with Brandy Bruyere, NAFCU's VP of Compliance.
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1:20 p.m. - 2:25 p.m.
● MLA/ SCRA Scope – Covered Loans, Covered Borrowers
● MAPR Calculation & Bona Fide Fees
● Limitations
● Penalties -
2:25 p.m. - 2:40 p.m.
Speakers answer questions with Brandy Bruyere, NAFCU's VP of Regulatory Compliance.
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2:55 p.m. - 3:25 p.m.Wrap-Up and Exam Prep
(Optional)
NAFCU VP of Regulatory Compliance Brandy Bruyere provides a quick wrap-up of the day's sessions and discusses strategies you need to know to take the next NCCO exam.
Thursday, March 25
All times are Eastern Time zone-
9:15 a.m. - 10:15 a.m.Exam 3 Testing
(Optional)
We recommend taking NCCO Exam 3 at this point in the program, or you can choose to retake Exams 1 or 2 at this time.
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10:30 a.m. - 11:25 a.m.
● Safeguarding Member Information
● Response Programs for Unauthorized Access to Member Information
● Gramm-Leach-Bliley Act
● NCUA's Vital Records Preservation and Catastrophic Act
● FFIEC IT Handbook
● NCUA's Security Regulations -
11:35 a.m. - 12:20 p.m.
● NCUA Expectations
● CFPB Enforcement
● Risk Assessment and Planning
● Due Diligence Requirements -
12:20 p.m. - 12:35 p.m.
Speakers answer questions with Brandy Bruyere, NAFCU's VP of Regulatory Compliance.
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12:35 p.m. - 1:00 p.m.
● Do Not Call Rule
● Autodialed Calls
● Obtaining Consent to Call -
2:00 p.m. - 2:40 p.m.
● Scope of the Rule – Designated Loans
● Notice Requirements
● Escrow Rule -
2:40 p.m. - 2:55 p.m.
Speakers answer questions with Brandy Bruyere, NAFCU's VP of Regulatory Compliance.
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3:05 p.m. - 3:55 p.m.
● Periodic statements
● Error resolution
● Loss mitigation
● Successors in interest
● Small servicer exemptions
● Escrows -
4:05 p.m. - 5:15 p.m.
● Overview of the Act
● Role of the Governmental Agencies in BSA
● Regulatory Requirements of a BSA Program
● Recordkeeping and Reporting Requirements
● Non-Compliance Penalties -
5:15 p.m. - 5:30 p.m.
Speakers answer questions with Brandy Bruyere, NAFCU's VP of Regulatory Compliance.
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5:30 p.m. - 5:35 p.m.Closing Remarks
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5:50 p.m. - 6:20 p.m.Wrap-Up and Exam Prep
(Optional)
NAFCU VP of Regulatory Compliance Brandy Bruyere provides a quick wrap-up of the day's sessions and discusses strategies you need to know to take the next NCCO exam.
Friday, March 26
All times are Eastern Time zone-
9:15 a.m. - 10:15 a.m.Exam Testing
(Optional)
We recommend taking or retaking any one of the NCCO Exams.
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11:00 a.m. - 12:00 p.m.Exam 4 Testing
(Optional)
We recommend taking NCCO Exam 4 at this point in the program, or you can choose to retake Exams 1-3 at this time.
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1:00 p.m. - 2:00 p.m.Exam Testing
(Optional)
We recommend taking or retaking any one of the NCCO Exams.
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3:00 p.m. - 4:00 p.m.Exam Testing
(Optional)
We recommend taking or retaking any one of the NCCO Exams.