Disruption and Digitization in Auto Finance


About the Webinar

With the auto industry rapidly changing due to a shift in consumer behaviors and expectations, lenders have had to adjust their processes to continue to grow their portfolio in an increasingly competitive market. Although the auto industry is still a huge opportunity, with trillions in outstanding loans, credit unions often struggle to build large, profitable portfolios of auto loans – direct purchase are profitable but hard to grow, indirect is highly competitive with little margin and auto refinance is a largely unexplored channel by most credit unions. With auto e-commerce companies setting the standard for a fully digitized member journey, credit union leaders must be able to deliver a best-of-breed experience if they wish to compete.

Key takeaways:

  • The opportunity in auto refinancing and e-commerce
  •  How to harness AI and risk models and an automated digital experience to win members
  • How to leverage the expertise of fintech partners to quickly go to market

Watch On-Demand

Presented By

Val Gui

Vice President & General Manager, Automotive Lending | Upstart

Val Gui is the Vice President of Automotive Lending at Upstart. With over 10 years in the automotive industry, Val was the Co-Founder and COO of Instamotor, Inc where he oversaw all the day to day business operations. He previously managed twelve dealerships with $450 million in combined revenue. Val holds an undergraduate degree from the University of Michigan.