Student Loan and Student Loan Refinancing Platform

Gold Partner

2019 NAFCU Services Innovation Award Winner

LendKey empowers credit unions of all sizes to enable successful, cost-effective education lending programs. Hundreds of credit unions efficiently deploy lending capital to prime borrowers through LendKey’s white-labeled digital lending solution with little to no additional staff or operational resources. Credit unions are able to enter the asset class through multiple liquidity options described as hold, invest and sell. Learn more about why LendKey is the recognized industry leader in enabling credit unions to become digital lenders by requesting a demo today.

Products and Services

  • Millions of credit union members have to manage the higher-education financing process each year. Offering private student loans, which have traditional underwriting and strong performance history, allows credit unions to engage and help their members in a time they need it most. LendKey’s end-to-end platform provides the credit union the ability to bring a fully turnkey and compliant program to market, with balance sheet options that suit their needs. By capturing these borrowers at the beginning of their credit journey you onboard them for a lifetime of lending.


    • Attract students and families looking for ways to finance the full cost of college education beyond federal aid.
    • Private student loans have low default rates
    • Most private student loans are cosigned, offering additional risk protection for lenders.
  • The average college graduate left school in 2017 with $37,172 in student debt. As many feel the burden of repaying their student loans, credit unions are well-positioned to help these young borrowers better manage repayment. These young, educated, and employed borrowers are at the onset of their borrowing years, and will help credit unions attract and develop lasting relationships with millennials and their families.


    • Attract prime borrowers in the early stages of their borrowing years for a potential lifetime of borrowing
    • Provides an immediate cash flow and attractive annual net return
  • LendKey pioneered the lending-as-a-service model enabling white-labeled, digital lending solutions that help financial institutions establish a strong digital lending presence and acquire prime borrowers for a lifetime of lending. LendKey's customized solutions help financial institutions improve lives with lending made simple while managing liquidity, reducing costs, and mitigating risk. The company revolutionized the entire lending process for institutions including demand generation, online decisioning, loan origination, customer service, compliance, and proprietary balance sheet management. Founded in 2009 and based in New York and Cincinnati, LendKey works with hundreds of credit unions and banks who have deployed more than $2 billion in loan capital to date through LendKey’s platform. LendKey was recently named one of Fortune’s Great Places to Work®. For more information, please visit business.lendkey.com or email pr@lendkey.com.