Musings from the CU Suite

Dec 19, 2013

Ten Thoughts for 2014

Written by Anthony Demangone

As we inch closer to the end of the year, it is natural to reflect on the year that was with an eye to improving things in 2014.

With that in mind, here are some thoughts.

  1. There's no free lunch. If you want to change something, you'll have to...well, change something. That means something has to give. There are only so many hours in the day. If you want to improve some facet of your life, the investment in time, energy and focus has to come from some place else. 
  2. There's no substitute for hard work.  Seinfeld is funny.  So that must be why he's successful, right? Perhaps to a point.  But he works hard. Behind every successful person, you'll see a ton of hard, focused work.  Nearly everything I see and read backs this up. Nearly everything. If you're looking for a silver bullet or secret to success, stop looking.  And start working. 
  3. Watch out for vampires. There's a good deal of negative energy out there. Stay clear of it. And beware of those that feed off of negative energy.  Seth Godin does a wonderful job of highlighting this trend.  He calls these folks "vampires." Vampires will not help you improve in 2014. In his words: "It's so tempting to evangelize to the vampires, to prove them wrong, to help them see how destructive they are. This is food for them, merely encouragement. Shun the ones who feed on your failures."  
  4. Learn. Never stop learning. My pal John Spence sums it up in this blog video called Personal Kaizen. Life-long learning is the key to personal success and happiness. The more I learn, the more I understand.  And that understanding allows me to connect dots and see patterns. 
  5. Read. If you learn about successful people, you'll find that they read.  A ton. This is akin to life-long learning. Carve out more time in 2014 to read. You won't be sorry that you did.
  6. Simplify. Is your life too busy? Too many things going on? Fix that. Remember, it is your life. You're in control. The President focuses on simplifying his life.  The busier you are, the more important this is.  Simplification reduces stress, increases your attention, and frees up time to work on your priorities. Don't know where to start? Here's one of many articles that talks about how to de-clutter your life. 
  7. Health. I'm not telling you to focus on your health in 2014.  But I'll say this. When your health is going well, everything else seems to go a bit better as well. It is a sort of a life "springboard."  Don't have time? Really? 
  8. Block out the noise. There's so much noise out there. Social media. The radio. The television. Advertisements. How much of it really affects you and what is important to you? Very little. The more you can block out the noise, the better.  Barry Ritholtz of The Big Picture wrote a wonderful piece on how to cut down on the noise in your life. 
  9. Focus where you make a difference. Akin to blocking out the noise, is the need to focus on where you can make a difference. During the last presidential election, at times I had to laugh. Some people looked at the election as if it would have a major impact on their day-to-day life. Now, I'm not saying that it wasn't important. But become informed, and then vote. Then move on.  There are a number of things you can control in your own life that will determine your success.  More than who lives at 1600 Pennsylvania Avenue in D.C.
  10. Focus on what you're doing now. We've become a distracted society. Between Facebook, Twitter, Smartphones, television, Netflix, and iPads, it is harder to find folks who are focused on what they are doing and who they are with. Their eyes always seem to be focused on the next thing, and then quickly on to the next thing after that. We've become a society of multi-taskers.  I've found that people who are great at getting things done have a master plan, but they focus on the task at hand. Completely. 

None of these ideas are resolutions.  But I hope some of these thoughts will help you succeed in 2014, whatever success means to you. Happy hunting, everyone.

***

Do you like spending more money than you have to? I didn't think so. With that in mind, if you know you're coming to a NAFCU conference in 2014, please use the code HOLIDAY by January 10 when you register. You'll save $100.