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The November-December edition of The NAFCU Journal is now available online and features articles to provide credit unions with insights into providing members with top-notch credit card offerings, completing successful NCUA exams, and preparing for disasters.

In "Leading the Charge," credit unions that have seen success in their credit card offerings provide tips to help others determine if they should enter the market, what kinds of rewards resonate with members, how the current expected credit loss (CECL) standard could impact revolving credit, and more.

As the NCUA continues its exam modernization efforts and credit unions prepare for successful exams, "Test for Success" offers insights into the exam process, how to address examiner concerns, and areas of focus. Those interviewed include a former examiner, representatives from the NCUA and NAFCU, and credit union compliance professionals.

The final feature, "Weathering the Storms," helps credit unions prepare contingency plans for all types of situations – including natural disasters and government shutdowns – to mitigate losses and provide extreme member service in difficult times.

Also included are several columns from NAFCU members and employees offering advice and insight into the world of credit unions. Find the rest of the available section online below:

• From the Chair: Make Compliance Less of a Burden
• Washington & Industry Briefs: Advocating for Credit Unions – Your Washington Watchdog at Work
• The Bottom Line: Feeling the Heat – The Fed's Search for Inflation
• Executive Spotlight: Mary McDuffie, President/CEO, Navy Federal Credit Union
• Management Insight: Superior Member Service Includes Effective Fraud Prevention
• Compliance Central: Hemp Banking and Other Developments
• Inside NAFCU Services: Best of our Preferred Partner Content from 2019
• From the President's Desk: Reflecting on Growth to Prepare for the Year Ahead