Regulatory Relief

Resources

NAFCU was the first trade association to call on Congress to provide comprehensive broad-based regulatory relief for credit unions. We remain committed to reducing regulatory burdens on credit unions in order to significantly enhance their ability to create jobs, help consumers, and boost our nation’s economy.

Issue Briefs

Learn more about NAFCU’s advocacy on key credit union issues:

Interchange

NAFCU is urging Congress to reject the Credit Card Competition Act of 2023, legislation that would extend the Durbin Amendment's debit card routing requirements to credit cards.

Read Interchange One-Pager

Federal Credit Union Act Modernization

NAFCU has advocated for the modernization of several Federal Credit Union Act provisions that unnecessarily impede credit unions’ ability to compete in today’s environment, including on credit union governance, the member business lending cap, and loan maturity limits.

Read FCU Act Modernization One-Pager

CFPB Reform

NAFCU is focused on reducing regulatory burden on credit unions and fighting for CFPB transparency and accountability.

Read CFPB Reform One-Pager

Data Privacy

NAFCU is advocating for comprehensive federal data privacy legislation that preempts the emerging patchwork of state laws and fully respects existing requirements for credit unions under the Gramm-Leach-Bliley Act.

Read Data Privacy One-Pager

CDFI Fund

NAFCU is committed to ensuring that CDFIs are able to successfully operate in the underbanked communities that are typically low-income and minority populations.

Read CDFI Fund Issue Brief

Credit Union-Bank Mergers

Despite recent efforts by banking trade groups to attack credit unions and draw attention to the issue, mergers between credit unions and community banks are not new and have occurred over the last decade as the rate of financial institution consolidation has increased.

Read One-Pager

Read Fact Sheet