Triad Financial Services

Indirect Consumer Lending

Silver Partner

We form strategic alliances with credit unions that want to enter the expanding and lucrative manufactured home finance industry, but do not have the operational infrastructure or industry expertise to participate.

With Triad, you'll book quality loan volume with little or no effort – by outsourcing the bulk of the work to us while enjoying excellent return on paper that meets your lending standards.

Triad Financial Services offers one of the most profitable loan portfolios available in today's market. With our conservative lending criteria and turn-key operation, your credit union will enjoy high yields through diverse, high-quality secured loans. 

We have been providing a high-yield and low-risk, secured, indirect lending solutions since 1959. And, we currently have more than 120 lending partners and offers financing in 42 states. 

Products and Services

  • Triad provides:

    • 700 (Plus) FICO score
    • 6.90% average gross yield
    • $65K average loan Size
    • 100% PRIME credit risk 
    • Built in cash reserves to protect portfolio
    • Longer duration than auto loan paper
    • Loans servicing released or retained
    • 50 (plus) year track record
  • Triad Financial Services is one of the top consumer lenders in the nation. Triad Financial Services has been providing high-yield and low-risk secured loans since 1959. Currently Triad has more than 120 lending partners across the United States. Triad Financial Services is headquartered in Jacksonville, Fla, with offices in California and Illinois.

    We are proud to be named Northeast Florida’s Fastest 50 Growing Companies for many years by the Jacksonville Business Journal; as well as the National Lender of the Year by the Manufactured Housing Institute. For more information, please visit

    "The indirect loan program is exceptional. The credit quality of the loans is high, and we are allowed to be selective with our purchases. Service after the sale is very responsive. The end result is a high-performing and high-yielding loan portfolio! We have been in the program for over four years and no loan losses have been incurred. It works!”
    - Gary Elliott, President/CEO, Superior Choice Credit Union, Superior, Wisconsin