Legislative & Regulatory Issues

Representing your credit union with unwavering federal advocacy.

NAFCU's experienced and proactive lobbyists work to ensure federal legislation and regulations are in the best interest of our credit union members. Get up-to-date information on issues such as regulatory relief, cyber and data security, protecting the credit union federal tax exemption, and more. Follow NAFCU's top issues.

2017 Testimonies - Large

Testified Six Times So Far in 2017

In the first half of this year alone we've placed six member credit unions as witnesses in front of Congress to advocate for:

  • Access to a strong secondary mortgage market. Read more
  • Reducing regulatory burdens and modernizing credit union powers. Read more
  • Highlighting cybersecurity and data security concerns and solutions. Read more
  • Helping credit unions meet member business lending needs. Read more
  • Improving SBA access for credit unions. Read more
  • Creating new credit unions. Read more

Recent Achievements on the Regulatory Front

We've worked hard to ensure the regulators are working in the best interest of credit unions, including gains in:

  • Promoting the credit union difference to the Administration.
    The Treasury's Report on the Financial System included 31 specific recommendations from NAFCU.
  • Expanding credit union powers through NCUA.
    NCUA officially recognized federal credit unions' authority to issue and sell securities.
  • Fighting for a true risk-based capital system.
    We continue to raise credit union concerns with the RBC final rule resulting in a response from NCUA to revisit the risk-based capital regulation.
  • Achieving the most comprehensive field-of-membership reform in a decade.
    ncluded a number of NAFCU's long-sought recommendations.
  • Keeping the CFPB on their heels.
    Succeeding in delaying the release of several rules that would be harmful to credit unions and the agency reassessing several burdensome rules like the remittance rule and the mortgage servicing rules.

Download our Regulatory Alerts for comprehensive summaries of the latest agency proposed rulemakings affecting credit unions and submit your comments for us to include in our official comment letters.

Join the Fight

You are the best advocate for your credit union. Join us in September at our Congressional Caucus in Washington, D.C. to get invaluable face time with your representatives. With the uncertain political climate, this year your participation is more important than ever.

Sign up for important updates from Washington with our free, daily enewsletter, NAFCU Today.

Visit the Grassroots Action Center, which provides you with all the information you need to advocate for credit unions on important issues. Learn tips on contacting Congress and find out why credit unions should be involved.

Learn about NAFCU's Political Action Committee (NAFCU/PAC) who provides contributions to members of Congress and candidates who support legislation and other actions favorable to credit unions. Contributing to the campaign funds of key federal legislators is an essential element to the success of any national association's lobbying efforts.